Finance

Finance Below we outline the finance products available to you to fund your new bike purchase. Our team are available to assist with any questions, whether up front or throughout the journey should you wish to purchase online.

Tailor Your Finance

Personal Contract Purchase (PCP)

PCP Explained PCP is a finance option that lets you ride a newer motorcycle with lower monthly payments compared with traditional finance. Instead of paying for the full value of the bike, your monthly instalments cover the bike’s depreciation during your agreement term. At the end of the agreement, you have several options depending on what suits you best. Typical agreement lengths are 18 to 48 months.

How does PCP actually work?

Choose your bike and annual mileage

Select the motorcycle you want and estimate how many miles you expect to ride each year.

Flexible deposit options

A deposit is usually required, although a £0 deposit may be available subject to status.

Fixed monthly payments

You’ll make equal monthly repayments with a fixed interest rate over your chosen term, typically one to fouryears.

End of agreement options

When your agreement ends, you can:

Part exchange your bike for a new one.
Return the bike with nothing further to pay (subject to condition and mileage).
Pay the optional final payment to own the motorcycle.

The maximum age of the vehicle at the end of the agreement is typically seven years. Minimum and maximum finance amounts may apply.

What are the advantages of PCP?

Lower monthly payments compared with many other finance options
Flexible end-of-agreement choices
Opportunity to ride newer motorcycles more often
Fixed monthly payments for easier budgeting

What should you consider when option for a PCP?

Annual mileage limits apply.
The motorcycle must meet fair wear and tear standards if returned.
An optional final payment is required if you want to own the bike.

Can I settle my PCP agreement early?

Yes. You can request a settlement figure at any time if you decide to pay off the remaining balance early. Contact our team for assistance.

View Vehicles on PCP

Hire purchase (HP)

HP Explained HP is a straightforward way to finance a motorcycle purchase. You pay an initial deposit followed by fixed monthly instalments that cover the full value of the bike. Once the agreement ends and all payments are complete, the motorcycle is yours. HP is ideal if your goal is outright ownership at the end of the agreement.

How does HP actually work?

Choose your bike

Select the new or used motorcycle you want to finance.

Flexible deposit options

A deposit is typically required, although a £0 deposit may be available subject to status.

Fixed monthly payments

You make equal monthly repayments with a fixed interest rate over your chosen period, typically one to five years.

End of agreement

Once all repayments are complete:

You own the bike outright.

A £10 purchase fee is included within the final repayment.

What are the advantages of HP?

Simple and easy-to-understand finance structure.
Fixed monthly payments throughout the agreement.
No mileage restrictions.
Full ownership at the end of the term.

What should you consider when option for a HP?

Monthly payments are typically higher than PCP.
The agreement must be fully repaid before ownership transfers.

Can I settle my HP agreement early?

Yes. You can request an early settlement figure at any time and repay the remaining balance if you wish to end the agreement sooner.

View Vehicles on HP

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Personal Contract Purchase (PCP)